Our Team

Leadership and Team

NCompass is a boutique firm that offers a wide range of financial services solutions. With decades of experience in consumer and commercial finance, we are able to bring a unique perspective and expertise to our valued clients.

Mark has more than 20 years financial services experience in both U.S. and Canada. As a former Vice President at a major Canadian Bank, Mark was responsible for successfully overseeing mortgage portfolios in Canada ($8+ Billion) while managing all operations of the business. Separately, as a Senior Vice President and Chief Sales Officer for one of the North America’s largest Commercial Finance firms, Mark was responsible for helping to shepherd sales strategy and business growth across the company’s five Canadian divisions. While living in the U.S., Mark gained valuable experience working for a top US Bank as a Group Vice President managing a high growth consumer lending business and prior to his promotion, he held a Vice President role in the International Factoring division of the Bank. He also opened one of the first North American offices (in Atlanta, GA) for one of the worlds largest trade credit insurance companies.

Prior to moving to moving to the US, Mark held management roles with increasing responsibility with major Canadian firms. Mark obtained his mortgage brokers license in 1989 and has received numerous awards and recognition for his mortgage production.

Principal – Mark Hart

Steve has more than 36 years of real estate lending experience including senior credit risk and loan underwriting roles with a major Canadian bank.  He is intimately familiar with lending to a wide range of property types within all major markets throughout Canada.  Steve’s client-focused approach to finding real estate financing solutions is closely aligned the NCompass vision.  He holds a Bachelor of Economics degree from the University of Western Ontario and has completed numerous industry-specific programs.  Steve has been happily married for 35 years.  He and his wife have two adult children.  Personal interests include fitness, golf and travel.

Stephen J. Craig

In today’s fast-moving and competitive environment, quick access to the funding your business needs is essential. Projects are won and lost over access to capital, simply put…time is money.

With over 20 years of experience, and having held senior analytical and management positions for both banks and credit unions, Steve is a proven resource in the market – well respected by his large network of both institutional and private lenders. His ability to collaborate and align the right capital to the right project efficiently is a tremendous asset to NCompass.

Areas of specific expertise include land development and construction for projects such as condominium buildings, retirement homes, hotels, office space, apartments and plazas. His ability to not only source capital but to consult on key financial decisions surrounding your project demonstrates one of the advantages of teaming up with a commercial specialist.

Steve studied at St Mary’s in Halifax and completed his level 1 CFA. He resides in Hamilton, Ontario with his wife and three children, Steve is an active cyclist and passionate about the fitness industry publishing his first book ’25 Years of Lifting’ in 2016.


One of the biggest frustrations to any developer, operator, investor or even CEO is committing time without getting results. Delegate the financing, focus on the project.

Steve Foxall

Brent brings a vast array of business and financial experience to the NCompass team. With over 25 years of service in senior levels of various organizations including a national independent insurance and investment company, a boutique insurance and financial planning firm as well as his own financial consulting firm which raises equity capital for various real estate projects.

Brent serves on multiple not for profit boards, has been married for 38 years with two children and six grandchildren. Impacting those he meets for eternity is his personal mission statement.

Brent Babcock

Roger has 25 years of career experience doing business in Latin America and in the US with different banking institutions and multinational companies. He has also worked as Legal Counsel, Investment and Commercial Banker and Development Director of hotels, retail and multi-residential projects. Deals sizes ranged from $20 to $80 Million.

Roger has also been a member of the Board of Directors with several Banks, Factoring Companies, Guarantee Programs, Hotel companies and Foundations.

He holds a BA in Law and an MBA from Incae Business School, a Diploma of International Trade Legal Issues from Georgetown University and is an alumni of the Stonier Graduate School of Banking of the American Bankers Association at Wharton in the University of Pennsylvania and is a licensed Mortgage Agent through Mortgage Professionals Canada formerly CAAMP.

He also speaks Spanish and French and some Portuguese.

Roger R. Alfaro Araujo

Anita has been in the financial services industry for over 30 years, beginning her career with a major Canadian bank. During her career she has held a number of positions including, Mortgage and Loan Manager, Branch Manager and as a Senior Advisor and Vice President with a boutique financial planning company where she managed a $121 million investment portfolio. Anita has completed numerous management and industry-related courses including IFIC, Branch Manager Compliance and is a licensed Mortgage Agent through CAAMP.

Anita combines her passion for helping others by utilizing her knowledge, experience and administrative skills in her current position as Manager of Administration with NCompass Financial. Anita is multi-lingual (English, Portuguese) happily married, with two daughters and balances her career and family life with her love of travel and ongoing charitable work through her community and Rotary.

Anita Filipe